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close up of person paying with a PaysafeCard debit card at a POS for €38.33

Which prepaid card to choose and where to buy it?

Do you often shop online? Do you like to use Google Play, Microsoft Store, Spotify, Netflix gift cards? Start using PaysafeCard - a convenient payment method that combines flexibility of use with security.

one handing over a PaysafeCard voucher

How does a prepaid card work?

A prepaid card (also often referred to as a prepaid card or prepaid card in English) is a type of payment card that allows payments to be made up to the amount of funds kept on it. In order to use a prepaid card, the card must first be loaded with funds, i.e., its balance must be topped up.

The ability to pay with such a card is limited to the amount of specific funds stored on it, i.e., a recharge.

A prepaid card differs significantly from debit and credit cards. In the case of bank cards, a named bank account is required and payments are possible above the amount of balance.

PaysafeCard - a typical prepaid card?

Although PaysafeCard works similarly to a prepaid card, it additionally offers even more options. Users can choose between two ways to use PaysafeCard:


Basic method without registration:

First you need to buy a PaysafeCard voucher in the store. To pay using the code, simply enter a 16-digit PIN. Registration is not required and the transaction amount is limited to PLN 200 .


Extended method with registration:

In order to register, create a PaysafeCard account here.

  1. Once you registered, all you need to do is enter your login details to pay with PaysafeCard.
  2. The transaction amount is much higher - up to PLN 4,000.
  3. You can top up your funds directly at the top-up points rather than using PIN codes.
  4. Registered users can also order a prepaid Mastercard. Once your account has been created, the process to order a PaysafeCard Mastercard takes no more than a minute. With this card you can not only pay online but also in physical shops.

Mastercard credit card versus prepaid PaysafeCard Mastercard - key differences

Users who like to keep costs under control will appreciate the advantages of the PaysafeCard Mastercard. Unlike regular payment cards, the PaysafeCard Mastercard can only be used to pay up to the balance, i.e., up to the amount loaded. So, there is no fear of exceeding your budget. When it comes to locations that accept PaysafeCard Mastercard payments, there is no difference to a regular Mastercard credit card – wherever you can pay with a Mastercard, you will also be able to use your PaysafeCard Mastercard.

PaysafeCard Mastercard offers:

Enhanced online privacy protection - you do not have to disclose your personal and bank account details when making a payment.

Better cost control - with PaysafeCard Mastercard, transactions are possible up to the amount of funds.

No credit score check is required. As it is a prepaid card, all you need to obtain it is your name and address details.

No need to carry cash with you - you can also use the PaysafeCard Mastercard to pay in physical shops, i.e. wherever “regular” Mastercard are accepted.

woman with red hair sitting on couch and looking at her smartphone

Where can I pay with PaysafeCard and PaysafeCard Mastercard?

You can use PaysafeCard to pay at such popular sites as Google Play, Microsoft Store, Xbox and Steam. Not only do you protect your privacy, but you can better control your spending! After all, you won’t spend more than the maximum amount loaded on your PaysafeCard. Online shops that accept PaysafeCard vary depending on the country of registration. Here you will find a list of available online shops in Poland. When it comes to the PaysafeCard Mastercard, here the possibilities are much greater – with this card you can pay at all locations that accept “regular” Mastercard payments.

Prepaid card PaysafeCard Mastercard - how to buy

To get your PaysafeCard Mastercard, simply create an account here, then go to the PaysafeCard Mastercard tile and order your card.

To top up your PaysafeCard Mastercard, simply go to one of the hundreds of thousands of points of sale in Poland and worldwide to purchase PaysafeCard codes. Here you will find a search engine for PaysafeCard outlets in your area. Alternatively, you can also top up online by logging into your mypaysafe account.

men wearing headphones and glass on the street and looking at his smartphone

Using prepaid payment cards is very convenient. When you add increased security and control over spending, you get the perfect product. The PaysafeCard prepaid Mastercard offers all the advantages of standard bank cards and is easily accessible - ordering it takes no more than a few minutes. Don’t wait, order your card now and enjoy the benefits reserved for cardholders: convenient payments in physical shops, online shops with an additional guarantee of security, since the payment is not linked to your bank account!